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Your Trusted Loan Partner

Fast, Easy and Reliable Financial Solutions to Achieve Your Dreams

Our Loan Services

Personal Loan

Get quick unsecured personal loans with flexible tenures and competitive rates.

Loan Against Property

Leverage your property value to secure funds for personal or business needs.

Business Loan

Expand your business with flexible financing options tailored for entrepreneurs.

Overdraft Limit

Get instant access to funds with overdraft facilities for your financial needs.

Home Loan

Own your dream home with flexible tenure options and competitive interest rates.

Used Car Loan

Finance your pre-owned car purchase with quick approvals and simple documentation.

Loan EMI Calculator

About Us

Aim

The company aims to create a Financial Advisory and Product Distribution Network across India.

Our Vision

To help business owners and enterprises to overcome financial constraints and help them to realize their true business potential by providing them access to best suiting credit facilities or capital sources in a fair, transparent and cost-effective way.

Adiyogi Finance is a one stop solution for all the financing needs.

Adiyogi Finance was incorporated on 19 day of February 2021. Having its registered office at 209 C, Jaina Tower 2, District Centre, Janakpuri, New Delhi - 110058.

The highly experienced and professional team at Veramigo helps businesses to meet their financial needs by finding a loan product which best suits their requirements in a faster, transparent and cost-effective manner.

Loan Details

Personal Loan

Cover your personal expenses with fast, hassle-free unsecured loans.

  • Purpose: Medical, travel, education, wedding, or other personal needs
  • Tenure: 1–6 years (varies by lender)
  • Eligibility: Salaried/self-employed meeting income and credit criteria
  • Documents: KYC, income proof, bank statements

Loan Against Property

Unlock the value of your residential or commercial property for personal or business needs.

  • Purpose: Business expansion, education, medical, or other needs
  • Tenure: Up to 15–20 years
  • Eligibility: Property ownership with clear title
  • Documents: KYC, income proof, property papers, valuation

Business Loan

Fuel growth with unsecured or secured loans tailored to MSMEs and enterprises.

  • Purpose: Working capital, expansion, inventory, machinery
  • Tenure: 1–7 years (varies by product)
  • Eligibility: Business vintage and turnover criteria apply
  • Documents: KYC, bank statements, ITRs, financials

Overdraft Limit

Get a revolving credit facility to manage short-term cash flow efficiently.

  • Purpose: Day-to-day working capital needs
  • Tenure: Renewable annually (subject to review)
  • Eligibility: Business performance and banking history
  • Documents: KYC, financials, bank statements, security (if any)

Home Loan

Finance your house purchase, construction, or renovation with attractive rates.

  • Purpose: Purchase, construction, or home renovation
  • Tenure: Up to 20–30 years
  • Eligibility: Salaried/self-employed with stable income
  • Documents: KYC, income proof, property documents

Used Car Loan

Purchase a pre-owned vehicle with flexible repayment and speedy disbursal.

  • Purpose: Buy a certified pre-owned/used car
  • Tenure: 1–7 years (varies by lender)
  • Eligibility: Salaried/self-employed meeting income and credit norms
  • Documents: KYC, income proof, bank statements, vehicle papers

Frequently Asked Questions

What documents are required to apply for a loan?
Typically KYC (Aadhaar/PAN), address proof, income proof (salary slips/ITR), bank statements, and for secured loans, relevant property/business documents.
How long does loan approval take?
Depending on the product and documentation completeness, approvals can range from 24–72 hours for unsecured loans to 5–10 working days for secured loans.
What interest rate will I get?
Rates depend on loan type, credit profile, income, collateral value, and lender policies. We help you compare and secure competitive rates.
Can I prepay or foreclose my loan?
Most loans allow part-prepayment or foreclosure. Charges, if any, vary by lender and product. We guide you on optimal prepayment strategies.
Does my credit score matter?
Yes. A stronger credit score usually fetches better rates and higher approval chances. We can suggest steps to improve your score if needed.